Debt is one of the most significant issues Americans face, affecting almost everyone. It comes in two different forms. Some debt will cause you to go broke (Bad debt) and some debt helps you grow your wealth (Good Debt). Understanding the difference between Good and...
Understanding how credit bureaus work can help you keep your financial life in order. These companies gather information about you and use it as a way of looking at your financial history. They play an important role in everyone’s financial life. Credit...
If you have credit problems and cannot figure out why, your credit report is the first place to look. Your credit report tells lenders if you pay your bills on time, if you have borrowed too much, and plays a part in determining if you are qualified for a loan. Any...
Prepaid credit cards are not really a new thing. They have actually been around for a long time. Using prepaid credit cards is becoming increasingly popular because of their many benefits. However, these cards have been hailed by some as a way of boosting credit...
Your credit score is a number based on how you handle your credit cards, loans, car payments, and other forms of debt. Read more: What are Credit Scores, and Why are they important when buying a house? Naturally, a person’s credit score determines the...
Does paying rent every month feel like you are wasting your money? Would you like to build your wealth instead of your landlord’s? If yes, consider qualifying for a mortgage, buying a house, and paying down your mortgage instead of paying monthly rent to your...
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