Testimonials

Hi, my name is Nicole Russell. When I first came, my credit score was a 560.
It is now a 683 and I’m going to settlement today. And I’m very excited.
I am very excited because this is my first time actually owning a home. And it means so much to me after years and years of renting, not really seeing where my money was going. Um, now that I am a homeowner, I really get to be a part of the American dream and um, enjoy uh, the steps that I’ve taken to to get here. So I’m very pleased.

We’ve been renting for over 11 years um and finally took the initiative to becoming home owners. Um over the years it’s been very frustrating trying to obtain a mortgage. Um and finally we have done so. Um we had uh little to show for all of years of paying rent to a landlord. Um, and we’re finally…

My name is Marilyn Sanchez. Uh, my score was 557 and now it’s a 686 and I am going to settlement today.
Thank goodness.

My credit score was 503 to 691, which is awesome. They just helped me save the money without spending a lot. Well, I was living with my parents and now I have my own house. I’m an owner, a homeowner finally, and I’m going to be being by myself.
Home ownership means everything. I mean, it’s nice to feel like you own something for yourself and you start it’s like starting a new life. I learned that you have to be on top of your credit and your saving your budget.

Meet a single mom who turned her dream into reality with the Mortgage Ready Program! With expert guidance, she learned how to budget, save, and even uncover money she didn’t know she had. Yes, it took commitment, but now she’s on the path to financial stability and homeownership!

I was in a rent-to-own situation until the owner sold the house. The new owner refused to make any repairs and made life unbearable. We’re scheduled for court on November 12th.

The electrical system was dangerously faulty. Once, while I was at work, a fire broke out with my daughter and dog at home. Hearing the fire department arrive over the phone was terrifying.

Now, thanks to this company, I’m a new homeowner. Having my own place after moving so much is an incredible blessing. I’m so grateful to finally be done with renting.

Zonethia almost gave up, but she pushed through, and now she’s a homeowner! Through the Mortgage Ready Program, she learned to budget, improve her credit, and trust the process, even when it got tough. And now? Not only does she have a home, but she’s ready for her next big goal, a new car!

I never thought this day would come… but I DID IT! ✨
From renting since 17 to finally owning a home, this journey has been life-changing. As a single mom, I doubted myself, but now I have a home to pass down to my kids. It’s NEVER too late! 💪💙
Next up? My first trip out of the U.S. ✈️

Through this journey, I didn’t just learn how to buy a home, I learned how to manage money, make smart financial decisions, and build a sustainable lifestyle. If you’re unsure about credit or the home-buying process, take that first step. Call them. Get educated. You’ll be amazed at how far you’ll go! 🙌✨

When Holly Mason started the Mortgage Ready Program, her credit score was a low 506. But with the program’s help, dedication, and support, she pushed through to an impressive 645! 💪  Sometimes, we need a little push and guidance, and this program was exactly that. Holly’s story proves that improvement is possible, no matter where you start.

Before joining the Mortgage Ready Program, budgeting felt impossible. But once I learned how to track my spending and use an escrow account, I realized, I can do this! In just a short time, I saved more than I ever thought possible!

No more rent. No more rules. No more stress about someone raising the rent or kicking you out. This is real power. 🔑 Owning a home isn’t just about having a roof over your head, it’s about freedom, security, and peace of mind. That’s what the Mortgage Ready Program did for this homeowner, and it can do the same for YOU. Ready to take control of your future?