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A Must Have Checklist for Every First Time Home Buyer

A Must Have Checklist for Every First Time Home Buyer

Buying a home is exciting, especially if you are a first time home buyer. But it can also be stressful and overwhelming. There are many important details to remember and if any are missed or forgotten, you could get delayed in the homebuying process.  Want to know a...

What Documents Do You Need to Get a Mortgage Pre-Approval?

What Documents Do You Need to Get a Mortgage Pre-Approval?

So you are ready to purchase your dream home. And with that comes the process of getting a mortgage. Your first step should be to get a mortgage pre-approval. A mortgage pre-approval is a lender's conditional approval stating how much the lender is willing to loan you...

Good Debt Vs. Bad Debt – What You Need to Know

Good Debt Vs. Bad Debt – What You Need to Know

Debt is one of the most significant issues Americans face, affecting almost everyone. It comes in two different forms. Some debt will cause you to go broke (Bad debt) and some debt helps you grow your wealth (Good Debt). Understanding the difference between Good and...

What are Credit Bureaus and Why Do They Matter?

What are Credit Bureaus and Why Do They Matter?

Understanding how credit bureaus work can help you keep your financial life in order.  These companies gather information about you and use it as a way of looking at your financial history. They play an important role in everyone's financial life. Credit bureaus'...

How to Clean Up Your Credit Report?

How to Clean Up Your Credit Report?

If you have credit problems and cannot figure out why, your credit report is the first place to look. Your credit report tells lenders if you pay your bills on time, if you have borrowed too much, and plays a part in determining if you are qualified for a loan. Any...

Do Prepaid Credit Cards Boost Credit Scores?

Do Prepaid Credit Cards Boost Credit Scores?

Prepaid credit cards are not really a new thing. They have actually been around for a long time. Using prepaid credit cards is becoming increasingly popular because of their many benefits. However, these cards have been hailed by some as a way of boosting credit...

How do Bad Financial Decisions Affect my Credit Score?

How do Bad Financial Decisions Affect my Credit Score?

  Your credit score is a number based on how you handle your credit cards, loans, car payments, and other forms of debt. Read more: What are Credit Scores, and Why are they important when buying a house? Naturally, a person's credit score determines the...

7 Ways to Build Equity By Going from Renting to Owning

7 Ways to Build Equity By Going from Renting to Owning

Owning a home can be an easy way to build wealth.  You will build equity by purchasing a home and making payments and overtime your debt will become an asset. Many people may not realize the importance of building equity and even if they do, most have no idea how to...

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